Joseph Krar & Associates, Inc., a family owned and operated Surplus and Excess Lines Wholesaler, was established in July of 1993 by Joseph Krar. For the past 25 years we have earned an excellent reputation for assisting retail agents with the placement of their Commercial and Personal Property/Casualty risks.

We are pleased to offer our producers with access to financially stable carriers with highly competitive rates and programs, quick quote turnaround times, online quoting, online library of fillable applications, premium financing,and a highly competitive commission structure.

We are dedicated to providing our agents with an unparalleled customer service experience. Our service commitment is unrivaled in the industry and is made possible by our highly-trained, professional, friendly and accessible staff.

Our goal is to have the opportunity to earn your business and be your wholesaler of choice!


We are currently licensed to write business in Connecticut, Massachusetts, Rhode Island, New Hampshire, & Maine.

Association Members of WISA, NESLA & NAGA

Proud member of the National Association of General Agents