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For more information, please contact Angel Vega at or Jack McCarthy at or call (860) 628-3967.
Building & Contents
$5M Combined on Any One Building per Occurrence (Building and Contents)
BI/Rents
$500,000 per Occurrence
Residential & Commercial Buildings
Condos – Minimum of 4 Stories, Positively Elevated A +V Zones, Max TIV $50M (we can write a Primary $5M and Excess of $45M)
Buildings and Contents Coverage Mirrors the NFIP Form and is Lender Compliant
Business Income/Rental Value (including Extra Expense)
Contents Only
$2,000 per occurrence in respect of Primary Buildings coverage
$2,000 per occurrence in respect of Primary Contents coverage
14 day waiting period in respect of Business Income/Rental Value coverage
No Waiting Period for Mortgage Loan Closings
7 Days Waiting Period in Respect of Coastal (Tier 1 and 2) Risks
14 Day Waiting Period for Inland Risks
Properties Located in a Community Currently in an Emergency Program
Coverage for Mobile Homes
Medical Equipment
Perishable Goods, including Food and/or Drink
Business Income and/or Rental Value Only Coverage
Replacement Cost Coverage for Building & Contents
Ability to Schedule Multiple Locations into One Policy
Competitive Rates Based on Tier County Locations
Policy Wording Accepted by Lenders
NFIP/Acord Application or renewing NFIP Dec Page
Elevation Certificate Needed for Post Firm A or V Zones to Bind Coverage
Excel SOV for Multiple Locations
Confirmation of “No Prior Flood Losses”